Harbour Towne Yacht Club: A boater’s oasis with a home-like feel

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The community is comprised of five three-story buildings across 5.3 acres.

By Roger Drouin

            At the end of a garden alcove at Harbour Towne Yacht Club, a first-floor entry leads into a two-bedroom condo unit. Inside, the condominium has sweeping water views and a renovated kitchen.

            The lush landscaping and water views are just two of the signature features at Harbour Towne Yacht Club, a waterfront gated community of 50 town-home style units.

            This particular unit is listed for sale, for $569,000, by Bob Ruiz, of Key Solutions Real Estate. A multi-functional lanai overlooks a marina and a deeded, private boat slip that can accommodate a 43-foot vessel. The unit is one of five units currently listed for sale in the waterfront community.

Harbour Towne is an enclave of 50 town-home style units in a lushly landscaped setting, located mid-Key, and a short walk to Siesta Beach. It offers canal and bay views from throughout the property. Of the 50 units, 25 are three-bedroom condos and the other 25 are two-bedroom units. The units range in size from 1,217 to 2,326 square feet.

All of the two-bedroom units in the community are single-level units, while the three-bedroom units are two-level (on the second and third floors).

The deep-water boat slips and ideal location with no bridges to the Bay make the community a top choice for boaters, Ruiz says. “The water is no less than four-and-a-half feet at low tide,” Ruiz said. “It’s straight across from Phillippi Creek, and the No Wake zone is less than a mile long, then you are out in the Bay.” Each unit comes with its own private, deeded boat dock. Harbour Towne Yacht Club is only a seven-minute walk from Siesta Public Beach, adds Ruiz, who also resides at Harbour Towne.

But the community is also a draw for those seeking more of a townhouse style, rather than a typical condo. For instance, rarely found on the Key, Ruiz noted, each unit also includes its own full car garage—with walk-around attic storage—attached to the unit. In addition, owners are able to store a barbeque grill in the garage and grill just outside their unit.

The community is comprised of five three-story buildings across 5.3 acres. The smaller scale of the buildings, along with the lush landscaping, and friendly neighbors, gives Harbour Towne a home-like feel for Kathy Roche, vice president of the board of directors and a long-time resident.

A quiet, well-kept community

“If you are coming in and new to the area, it is a great place to make warm friendships,” says Roche, who purchased a unit at Harbour Towne with her husband in 2000. The Roches are half-year residents on Siesta, spending the other half of the year in Ohio.

While it is not the most glamorous feature, the fact that each unit includes an attached garage (with the storage space) was a major plus for the Roches.

“Very few [other] condo units have garages,” Roche says. The couple keeps their car and a bicycle in the garage, but some neighbors store multiple bikes and kayaks in their garages. And the storage space above the garage comes in handy.

The other unique attribute of the community is the private, deeded boat docks. Roche says many unit owners keep boats, but some do not.

“It’s a quiet, well-kept community,” Roche says of Harbour Towne. The community is fully funded with reserves, and sets aside a portion of HOA fees for regular, long-term maintenance such as roofing and paint.

Community amenities include a heated pool and spa, tennis court, clubhouse with full kitchen, and covered pavilion with grills. The club house was renovated five years ago, Ruiz says. The pool deck and resurfacing was done three years ago, and pickle ball courts were added two years ago.

But perhaps one of the nicest attributes is the neighbors that make up the community, Roche says. Often an informal social gathering will take place at the club house after a few residents start talking at the pool.

“Residents gather most evenings at the pool/clubhouse,” adds Ruiz. “Because of the docks, boats, and grilling outside the unit, residents frequently run into each other making for a very congenial community.”

Renters are welcome, Roche adds, but the community’s one-month rental minimum encourages seasonal and full-time residents. As a result, it is an owner-driven community. More than 80 percent of owners are owner/residents, estimates Ruiz.

The monthly homeowners’ fee is $600, which both Roche and Ruiz note is very reasonable considering the deeded boat docks and other amenities, such as the pool and club house.

One trend Roche has noticed is her neighbors will purchase their condo before they retire, and as they retire, will spend more time at Harbour Towne. “Before retirement, it is used as a getaway, and as they retire, they stay fulltime or more of the year,” she says.

Recent and pending sales over the past year have ranged from $345 a square foot to $452 a square foot.

• Topping the higher end of the sold prices, a 2,326-square foot unit with three bedrooms and three baths sold for $818,000, or $352 a square foot. The retreat, which sold this May, offers full Bay views and a completely renovated interior. The unit has master suites on both levels, and, according to the MLS listing, the home reflects the soft, sandy tones of the island, especially in the impeccable kitchen adorned with exquisite granite and solid wood cabinetry.

• One two-bedroom unit, with 1,450 square feet, sold in October, 2018, for $655,000, or $452 a square foot. The unit was completely remodeled two years previous, including new impact resistant sliding glass doors. This first-floor unit has oversized bedrooms, double master walk-in closets, a private brick patio and extra parking space, and features full harbor views, and a deeded boat slip that can accommodate a sailboat/boat up to 43 feet. The unit was offered turnkey furnished.

Five current listings include a pair of listings by Ruiz. The two-bedroom unit with the garden-alcove entry has 1,343 square feet. It is situated all on one-floor, and the large master with water views is open to a dual-sink bath with separate, tiled walk-in shower. The spacious lanai overlooks the marina. According to the MLS listing, “multi-functional, the lanai may be used as a den/office, alternate dining space, or to accommodate overnight guests.” The listing works out to $424 a square foot.

• Another listing by Ruiz has two-bedrooms, two baths and 1,217 square feet. The unit has an open floor plan, including new granite topped wood cabinets in the kitchen. The fully renovated master bath features dual sinks and a walk-in shower. A second bedroom and bath are ideal for guests. It is listed for $539,000, or $443 a square foot.

• A three-bedroom, three-bath unit is currently listed for sale for $719,000, or $393 a square foot. The condominium has a full view of Reigel’s Harbor and a large boat slip complete with boat lift. Inside, the unit has vaulted ceilings, lots of natural light, updated bathrooms and new ceramic tile floors. 

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